If you are sick and tired with the service of your network carrier but thought you don’t have any choice because the iPhone is locked only to AT&T, now you can have the option to unlock your iPhone.

It doesn’t matter if you have the older first generation iPhone or the latest iPhone 3GS or 3.1 OS, you can now unlock your iPhone making it available to other reliable networks. And the procedures are as easy as a few clicks. Read the rest of this entry »

A news from the Baltimore Sun revealed that students who avail of college loans may be facing huge debts when they graduate and force to take on even low paying jobs in order to pay off the debt before interests sip in.

“According to the College Board, borrowing to pay for college generally makes sense because education builds earning potential. The typical college graduate earns about 73 percent more than the typical high school graduate, and the higher pay covers the cost of four years of tuition and fees by the time the graduate is 33.” Read the rest of this entry »

The global financial crisis and the collapse of major financial institutions have forced banks and lenders to tighten its policies and strictly review one’s credit reports before approving a loan or credit application, a consumer education manager revealed.

While credit reports account for only 15 percent of the applicant’s total credit score, the consumer education manager for Experian, a national credit agency, said stains on one’s credit reports will surely cost a person’s loan application as lenders now take a closer look at the applicant’s ability to pay. Read the rest of this entry »

As a journalist in a third-world country, I have often witnessed cases of medical malpractice, specially by doctors of public hospitals. Public hospitals here mean crowded hospital rooms, two patients sharing one bed, lack of medical equipments, and of course, some doctors who don’t really care about the health of their patients. Read the rest of this entry »

Online users beware.

Oftentimes, we feel secure browsing the Internet and using our credit cards in online transactions. We answer requests for personal information. We provide our social security number and other details that should be, otherwise, confidential.     Read the rest of this entry »